How eCredit Smartphone Financing Works

Getting a smartphone with eCredit is simple, fast, and designed for everyday life.

Here's how it works.

Getting a smartphone with eCredit Kenya is simple and convenient. 5 simple steps:

Beyond the First Phone: Your Growth Journey

eCredit is more than device financing—it’s a pathway to opportunity.

Build Credit

Every repayment helps you establish a digital credit profile

Unlock more value

Good repayment behaviour opens access to higher-value devices and MSME financing

Grow your business

Eligible customers can graduate to working capital and inventory finance

Join The Eco-System

High-performing users may participate in community-based investment 

Ready to Get Started?

Visit an authorised eCredit partner shop near you and apply today.

Frequently asked questions

You can apply at any eCredit partner shop near you.

No. Our team at the shop will help you through the application process.

You’ll repay using daily or weekly mobile money payments, depending on the plan you choose.

Yes. Once approved, you leave the shop with your smartphone.

Have any question?

Feel free to reach out to us with all your questions regarding our products.

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